WEALTH MANAGEMENT AND FINANCIAL ADVICE
Chartered Fellow CISI, Dip PFS, BA (Hons)
If you are looking for trusted wealth management, tax planning, pensions advice or general financial advice, Richard’s Chartered Fellowship of the Chartered Institute for Securities and Investment (CISI) and Diploma with the Chartered Insurance Institute (CII) means that he is well placed to help maximise your financial wealth in these areas.
If you are looking for expert pension advice, Richard is one of a small number of Certified Pension Experts across the UK, qualified to look after your pension needs, including Defined Contribution, Defined Benefit/Final Salary, SIPP and SSAS Pensions.
Although based in Leeds, Richard’s expertise in helping clients achieve their financial goals has, through recommendation, expanded to cover clients located all over the UK.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Advice you can trust
Experienced and Accredited
As a Chartered Fellow with 12 years industry experience, and as a certified Pension Expert, Richard provides his clients with individually tailored advice and solutions to help meet their immediate and long term financial objectives.
I approached Richard to consolidate a number of historic pensions from previous employers which were proving difficult to administer. Richard was able to move these into one manageable pension. From there he has also given me guidance on how best reduce my income tax. With Richards advice I have been able to reclaim income tax up to 60%.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.Simon Bidmead Supply Chain Manager
I started my fund with Sovereign Wealth over 10 years ago and connot speak highly enough of the service and help I have received from Richard, with his razor-sharp mind, he has advised and helped me develop my portfolio. All this combined with a warm and effusive personality which immediately adds a personal, trustworthy relationship for me as a client. I would not hesitate in recommending him to anyone.Anthony David Rowlands Food Industry Consultant
Richard has been managing our wealth for the last 4 years. he has helped us with guidance on succession planning – by looking at strategies to reduce Inheritance Tax through Trust Planning. We have found Richard to be very professional and informative. He always takes the time to explain every aspect of the process we are unsure about and we would not hesitate to recommend his services.
Trusts are not regulated by the Financial Conduct Authority.Sally & Craig Linsner
I have always found Richard to be thoroughly professional, confident, courteous and extremely focussed on my best investment interests. He maintains a high degree of confidentiality, values my time and is proactive in his advice whilst always understanding that I am the client. I would have no hesitation in recommending his expertise and service to others.David Wesson Chief Executive
Richard has helped me with my pension planning, tax mitigation and insurance needs. By identifying the loss of my personal allowance for income tax, he helped me to reclaim up to 60% in tax relief through pension planning. I have found Richard to be very professional and diligent in his approach and have been extremely happy with the results.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.Richard Hutchinson Director
I have been a client of Richard for the past 4 years and cannot fault his service. We have regular reviews and his support is always exceptional. He has been particularly helpful in advising my on IHT and Trust Planning, along with providing me with an excellent balance of income and capital growth from my investments. I would not hesitate to recommend Richard to anyone.
Past performance is not indicative of future performance.
Trusts are not regulated by the Financial Conduct Authority.
Lesley Shearman Retired
I was referred to Richard by a friend who is an existing client of his and recommended his service. I have since been investing through Richard for the last 2 years and have been impressed by his knowledge and understanding of investment markets and platforms. And more importantly he explains it in terms that anyone can understand.Richard Lehane Physio
Richard helped my husband and me to set up our private pensions to save for our retirement. He reviewed our existing pensions and gave advice on the suitability of consolidation. He took time to explain everything to us in layman’s terms. We took comfort from the fact he advised us to maintain some of our existing pensions, he always provides the most appropriate advice.Nicola Kay Operations Manager
Richard is a very thorough management consultant, who has helped me over the years in a number of areas of Financial Planning – both personal and business. He has guided me through my future savings plans via pensions and ISA’s and protected my liabilities with business insurance – at the same time reducing my corporation tax liabilities. Would highly recommend his services. Thanks Richard and team!Marc Cunliffe Director
I have been a customer of St. James’s Place for almost thirty years, so when I started to think about my retirement plans they were the natural place to go. I received very sound advice and was happy with the plan to secure my financial future. I found my advisers to be trustworthy, efficient and professional. I would have no hesitation in recommending him to anyone.Gary Simpson Store Manager
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