Using only the details you enter here, the results will give you a rough idea of the chances of one of the following events happening before your chosen retirement age; death, suffering a critical illness or being unable to work. The calculator uses population and industry statistics shown in the ‘Description’ below and your personal results are shown as a percentage. Please remember, these results are only a guide and are not certain to happen. Everyone is different, as are their financial needs. If you would like to discuss your financial needs in more detail, please get in touch.