ABOUT US

Your financial planning should be as unique as you are.

Our approach to your financial planning is simple; we do things differently.

With you, we will look at your complete financial situation; then we will work with you to:

  • Help give you the advice and tools you need to take you to where you want to be in the future.
  • Coach you financially, giving you our insight and experience to help you feel confident about your finances.
  • Show you that finances do not need to be complicated and create a financial future that’s suited to you.


Whether your goal is to take early retirement, save for your child’s university fees or take a dream holiday; we will help get you there. 

Meet our team

richard and gemma in office attire

Our Team

Driven by excellent service

  • Richard McKeown – Chartered Fellow CISI, DipPFS, BA (Hons)

    Chartered Fellow

    Richard has a strong background in financial services since 2008, both internationally in Hong Kong and Singapore as well as the UK. Having worked on both the banking and investor side of the fence, Richard can help you by advising on how you can best grow your wealth, whilst mitigating and managing any tax risk.

    When not helping clients realise their dreams, Richard is working on his own and plans to marry this year. Outside of finance, Richard has a love of music and can often be found playing the piano or guitar.  Another of Richard’s passions is sport, including tennis, football and he can also play a good game of chess.

  • Gemma Carling

    PA & Office Manager

    Our PA and office manager Gemma is on hand to make sure that any enquiries you have are dealt with efficiently. We pride ourselves on excellent service, and Gemma is the key to making that happen.

Get in Touch

We would love to help you with any aspect of your financial planning, no matter where you are in life. 

If you would like to make an appointment with one of our Financial Advisers, please call on 0113 254 9666  or fill in the contact form and we’ll be in touch.

Contact
What my clients say Reclaimed income tax up to 60%

I approached Richard to consolidate a number of historic pensions from previous employers which were proving difficult to administer. Richard was able to move these into one manageable pension. From there he has also given me guidance on how best reduce my income tax. With Richards advice I have been able to reclaim income tax up to 60%.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Simon Bidmead Supply Chain Manager
What my clients say Personal, trustworthy relationship.

I started my fund with Sovereign Wealth over 10 years ago and connot speak highly enough of the service and help I have received from Richard, with his razor-sharp mind, he has advised and helped me develop my portfolio. All this combined with a warm and effusive personality which immediately adds a personal, trustworthy relationship for me as a client. I would not hesitate in recommending him to anyone.

Anthony David Rowlands Food Industry Consultant
What my clients say Professional and informative.

Richard has been managing our wealth for the last 4 years. he has helped us with guidance on succession planning – by looking at strategies to reduce Inheritance Tax through Trust Planning. We have found Richard to be very professional and informative. He always takes the time to explain every aspect of the process we are unsure about and we would not hesitate to recommend his services.

Trusts are not regulated by the Financial Conduct Authority.

Sally & Craig Linsner
What my clients say Extremely focussed on my best investment interests.

I have always found Richard to be thoroughly professional, confident, courteous and extremely focussed on my best investment interests. He maintains a high degree of confidentiality, values my time and is proactive in his advice whilst always understanding that I am the client. I would have no hesitation in recommending his expertise and service to others.

David Wesson Chief Executive
What my clients say Professional and diligent.

Richard has helped me with my pension planning, tax mitigation and insurance needs. By identifying the loss of my personal allowance for income tax, he helped me to reclaim up to 60% in tax relief through pension planning. I have found Richard to be very professional and diligent in his approach and have been extremely happy with the results.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Richard Hutchinson Director
What my clients say His support is always exceptional.

I have been a client of Richard for the past 4 years and cannot fault his service. We have regular reviews and his support is always exceptional. He has been particularly helpful in advising my on IHT and Trust Planning, along with providing me with an excellent balance of income and capital growth from my investments. I would not hesitate to recommend Richard to anyone.

Past performance is not indicative of future performance.

Trusts are not regulated by the Financial Conduct Authority.

 

Lesley Shearman Retired
What my clients say Impressed by his knowledge and understanding.

I was referred to Richard by a friend who is an existing client of his and recommended his service. I have since been investing through Richard for the last 2 years and have been impressed by his knowledge and understanding of investment markets and platforms. And more importantly he explains it in terms that anyone can understand.

Richard Lehane Physio
What my clients say Always provides the most appropriate advice

Richard helped my husband and me to set up our private pensions to save for our retirement. He reviewed our existing pensions and gave advice on the suitability of consolidation. He took time to explain everything to us in layman’s terms. We took comfort from the fact he advised us to maintain some of our existing pensions, he always provides the most appropriate advice.

Nicola Kay Operations Manager
What my clients say Very thorough

Richard is a very thorough management consultant, who has helped me over the years in a number of areas of Financial Planning – both personal and business. He has guided me through my future savings plans via pensions and ISA’s and protected my liabilities with business insurance – at the same time reducing my corporation tax liabilities. Would highly recommend his services. Thanks Richard and team!

Marc Cunliffe Director

Welcome is a member of Sovereign Wealth LLP.

Find out more about Sovereign at our corporate site.

SOVEREIGN CORPORATE SITE