Cost of Residential and Nursing Care

The average cost of staying in a UK residential care home is currently around £1,406 per week, increasing to £1,558 for nursing care. It’s important to consider and plan for the potential need for long-term care, to ensure your finances can support you for as long as necessary.

While government assistance is available, it is primarily aimed at individuals with limited savings. For example, in England, if you have savings over £23,250 (with some variation across the UK), you are unlikely to qualify for state-funded care support.

Making decisions about long-term care can be emotionally challenging, and the choices can feel overwhelming. That’s why we specialise in long-term care planning and financial advice, offering practical guidance delivered with empathy and understanding.

Having the confidence that your money will last as long as you—or your loved ones—need it provides genuine peace of mind.

Understanding the Solutions

Paying for care can be one of the most significant financial commitments a family faces. We’re here to help you navigate the complexities and avoid common pitfalls.

Care fees can add up quickly over time, and it’s easy to see your savings diminish faster than expected.

No one wants to see a lifetime’s worth of assets used up entirely on care costs. Sadly, many people don’t realise they had other options until their money is already gone.

Just as we regularly seek professional advice for mortgages or pensions, it’s just as vital to consult experts when planning for long-term care costs.

Your home may be repossessed if you do not keep up repayments on your mortgage.